Stop checking five different apps.
Wealthsimple, Questrade, the bank, the condo — five logins that never add up, and none of them speak CRA. This is the whole product, live. Keep scrolling and it walks you through itself — or click any screen.
Manual isn't a limitation. It's the reason there is nothing to leak.
A standing connection, and your login held by someone else.
One direction, once. Nothing stays connected.
We never hold a credential, so there is none to lose.
No connection to re-authorise every time a bank changes its login.
Never sold, never shared with advertisers. It is not the business.
The technical detail
In transit over TLS and at rest in an access-controlled database. Six providers touch it and no others: Clerk (login), Neon (database), Vercel (hosting), Stripe (payments), Resend (email) and Yahoo Finance (prices — symbols only, never your holdings).
RBC, TD, BMO, CIBC, Scotia, Questrade, Wealthsimple. Your file is parsed and discarded — never stored.
When Canada's CDBA framework launches, optional sync will be there for anyone who wants it — as an option, not a requirement.
Our database and hosting providers store data in the US, so we say so rather than let the flag imply otherwise. Looniee follows PIPEDA, and you can complain about us to the Privacy Commissioner of Canada.
A file, a screenshot, or a few keystrokes.
Export the CSV you already download at tax time, or bring your Blossom portfolio over from a screenshot. Looniee reads it, shows you every row by account, and skips anything it has seen before.
- Drop your file
Export the CSV you already have.
or drag it here - Looniee figures it out
Columns and accounts are mapped automatically.
Trade DateDateSymbolSymbolQtyQuantityAvg PricePriceAccount #TFSA - You check, then save
Every row by account. Nothing is written until you confirm.
NVDARRSPCA$43,565VFV.TOTFSACA$38,047XEQT.TOTFSACA$21,928
Blossom has no export, so Looniee reads a screenshot of your holdings list instead — or the file from the broker Blossom syncs, or a list you type. You see every ticker and share count by account before anything is saved, and any import can be undone.
One trade takes about as long as reading this line. Everything after that — prices, day gain, contribution room — updates itself.
Replace your contribution-room spreadsheet.
Every Canadian registered account is a first-class data type — with its own rules, its own room logic, and its own edge cases. Looniee shows the arithmetic behind every dollar, so you can check it against CRA My Account instead of taking our word for it.
TFSA room, to the dollar.
Annual limits since 2009, your birth-year eligibility, every contribution, withdrawal and transfer — the whole formula, including the part most tools miss.
RRSP room, estimated or exact.
RRSP room depends on your income, so guessing is worse than useless. Estimate from last year's earned income (18%, capped at the annual maximum), or upload your Notice of Assessment for the exact CRA number.
The trickiest account, finally legible.
The FHSA carries forward only $8,000 CAD of unused room, once. Skip too many years and the room is gone permanently. Looniee shows the cap, the clock and the lifetime ceiling at all times.
Every dollar of CESG. Every year.
$2,500 CAD per child per year earns $500 CAD in government grant — a 20% return for showing up on time. Looniee tracks each child separately, shows the exact contribution needed, and flags the $50,000 CAD lifetime ceiling.
ACB tracked, so tax season isn't a panic.
Capital gains run on adjusted cost base. Looniee pools it the way the CRA does — across accounts, through every buy, sell, DRIP and return of capital — and hands you a clean number on demand.
Every rule on this page also runs in five free calculators — no login, no email, and each one shows its work. Try the TFSA one →
See what your portfolio is actually doing.
Once everything's in one place, the questions you couldn't answer before become obvious. Real return. Real concentration. Real currency risk.
Your TFSA. Your partner's RRSP. Your kid's RESP. One workspace.
Most trackers assume a household is one person. Looniee assumes the opposite. Each person gets their own profile, their own contribution room calculations, and their own privacy. Start free with your own — add the whole household with Looniee Plus.
One syncs your accounts. One gets your room right.
Both are Canadian. They are not built for the same job.
You want one connected feed across many institutions, and linking your accounts to get it suits you.
- How data gets in
- Connected sync, read-only
- Coverage
- Broad Canadian institutions
- Credentials
- A read-only connection to your accounts
- Account model
- A generic account model
- Price
- Free tier; paid plans from $50/yr
Wealthica's details come from their own published pages, checked 18 August 2026. Products change — verify anything that matters to you.
You want your contribution room right to the dollar, and nothing anywhere holding your bank logins.
- How data gets in
- CSV import, Blossom screenshots, or you type it
- Coverage
- Any broker with CSV or Excel export, and the Blossom app
- Credentials
- None. Nothing to connect, nothing to break
- Account model
- TFSA, RRSP, FHSA, RESP room engines
- Price
- Free forever; Plus from CA$6/month
- Per-person contribution room ledger
- Household-native — every person, separately (Plus)
- Average-cost ACB pooled across accounts, CAD + USD at historical FX
Free is a real tracker, not a demo.
Every feature works on the free plan — live prices, contribution room, CSV import, export — for a starter portfolio, with no card and no time limit. Plus lifts the caps and adds the analysis.
- 3 accounts, 10 holdings and 500 transactions
- Live prices, net worth, day gain and dividends
- TFSA, RRSP, FHSA, RESP and non-registered room
- Import from Blossom, or CSV and Excel from Canadian brokers
- Allocation, sector and account breakdowns
- Export everything you have entered, any time
Free doesn't expire — Plus is for when you outgrow it.
- No capsUnlimited accounts, holdings and transactions
- Health scoreWhere the portfolio stands, and the next move that actually matters
- Ask LoonieeQuestions about your own holdings, answered in plain English
- TaxCapital gains, ACB, tax-slip checklist and RRSP receipts
- ForecastsRetirement, first-home and RESP-grant projections
- Fund x-rayWhat your ETFs really hold, where two funds overlap, how far you have drifted
- HouseholdUp to 6 people, each with their own contribution room
Cancel before the trial ends and you are not charged — we email you 3 days ahead. Stop paying later and nothing is deleted; Plus views lock, your data stays.
The questions worth asking first.
Do I have to enter everything by hand?
No. Import a CSV or Excel export from RBC, TD, BMO, CIBC, Scotiabank, Questrade or Wealthsimple and Looniee maps the columns, matches the accounts and skips anything already imported. A first import is usually one file per account plus a couple of minutes of column-matching; after that you add a trade when you make one, and prices update themselves.
Can I import from Blossom?
Yes. Blossom has no export and no API, so Looniee gives you three ways in: the CSV from the brokerage Blossom syncs (Wealthsimple, Questrade and others), a screenshot of your Blossom holdings list, or a typed list of tickers and share counts. Screenshots are read by AI and then shown to you row by row, grouped by account, so you confirm every number before it is saved. That reading is free and capped, and nothing about your Looniee portfolio is sent along with the image.
Why no bank connection?
Because a connection means handing your credentials to an aggregator and letting it read every transaction you make, indefinitely, so that a tracker can save you a few minutes. It also breaks — every bank login change takes the sync down with it. When Canada's open-banking framework launches we will offer sync for anyone who wants it, and it will stay optional.
Is it really free?
Yes, with no card and no expiry — but the free plan is sized for a starter portfolio: 3 accounts, 10 holdings and 500 transactions. Every feature works within that: live prices, contribution room, CSV import and export. Looniee Plus (CA$6/month billed yearly, or CA$9 month to month) removes the caps and adds the analysis layer: health score, tax tools, projections, deeper analytics and household. Going over a cap never deletes or hides anything you have entered — you keep editing and exporting it.
What happens to my data?
It stays yours. Encrypted in transit and at rest, never sold or shared with advertisers, and handled only by the service providers named in our privacy policy. Import files are parsed and discarded rather than stored. You can export everything at any time, and deleting your account deletes your data.
Does it handle US holdings and USD?
Yes. Holdings and transactions keep their native currency, and cash is tracked per currency. Everything rolls up to CAD at the rate on the transaction's own date rather than today's — so last year's numbers don't move every time the loonie does.
Every account, every contribution room number, your whole household — in one private workspace. No logins, no aggregator, no broken sync.