Privacy Policy

This policy explains what data Looniee collects, why, and who processes it. By using Looniee you agree to this policy.

What we collect

• Account & identity — your email and authentication details, managed by our authentication provider.
• Financial data you enter — accounts, holdings, transactions, contributions, and ledger entries you add to track your portfolio.
• Email signups — if you join our updates list, we store your email address.
• Usage analytics — aggregated, privacy-friendly page and performance metrics. We do not sell your data.

How we use it

• To provide the portfolio tracking and contribution-room features you request.
• To fetch live prices and FX rates for the symbols you track.
• To send transactional or update emails you opted into.
• To monitor reliability and improve the product.

Sub-processors

We share data only with the service providers needed to run Looniee:

• Clerk — authentication and account management.
• Neon — encrypted PostgreSQL database hosting your data.
• Vercel — application hosting and privacy-friendly analytics.
• Resend — transactional and update email delivery.
• Yahoo Finance — market data lookups for symbols you track (symbols only; no personal data is sent).

Data retention & deletion

Your financial data persists until you delete it or your account. You can wipe all your holdings and transactions from the dashboard at any time. To delete your account and associated data, contact us at looniee.ca@gmail.com.

Your rights (PIPEDA)

Looniee is operated for users in Canada and follows the principles of the federal Personal Information Protection and Electronic Documents Act (PIPEDA), as well as applicable provincial privacy law. You have the right to:

• Access the personal information we hold about you;
• Correct inaccuracies in your information;
• Export a copy of your portfolio data;
• Delete your account and the associated data;
• Withdraw consent for optional processing (e.g. unsubscribe from updates);
• Complain to the Office of the Privacy Commissioner of Canada if you believe we have mishandled your data.

To exercise any of these rights, email looniee.ca@gmail.com. We respond within 30 days.

Data residency & cross-border processing

Our sub-processors may store and process your data outside of Canada (including in the United States and the European Union). When data is transferred across borders, it remains subject to this policy and the contractual safeguards we maintain with each sub-processor. While outside Canada, that data may also be accessible to foreign authorities under applicable law.

Security

Data is transmitted over TLS and stored in an encrypted, access-controlled database. No system is perfectly secure, but we take reasonable measures to protect your data.

Contact

Questions about privacy? Email looniee.ca@gmail.com.